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Questions & Answers
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses if there is a loss of business income when dentist abandons practice after a fire loss.
Coinsurance on Other Structures April 20, 2015 I have a loss to other structures on the homeowners policy. Is coverage and coinsurance determined…
Road Damage to Tires Exclusion April 13, 2015 Our insured slid on wet pavement and struck a curb. As a result, the tire was the only part damaged. Does…
Real Property and the Your Product Exclusion April 13, 2015 Our insured was hired to perform construction work for a customer, and as part of the work…
Your Work Exclusion Application April 13, 2015 We have an insured contractor that was hired to build a retaining wall and landscape around the wall.…
Questions if dust is a pollutant exclusion or if it can be covered property damage?
Faulty Work You Performed Exclusion April 13, 2015 Our insured runs an auto repair shop and claimant brought his auto in for repair of an antifreeze…
I am reviewing a snowmobile policy with the following contract and endorsement: PP 00 01 01 05, Personal Auto Policy Contract, and PP 03 20 01 05,…
Is the odor from a decaying body a pollutant when smelled by another tenant?
Workers Comp Benefits and Other States Insurance April 13, 2015 I received an informal response by the Arkansas Insurance Department compliance officer…