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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Workers Compensation Coveragefor Foreign Travel? Q We have received conflicting opinions from various sources on whether or not workers compensation…
Computer Data Loss Covered by BOP? Q Our client, a tenant insured by form BP 00 02 12 99, had a loss to his computer hard drive and data, and also…
When do home health aids become dishonest employees?
Bailees Coverage for Off-Premises Goods Q Our insured owns a commercial laundry business, but has no on-premises dry cleaning service. To accommodate…
Carbon Monoxide Poisoning Covered? Our insured had some friends in his garage for a get-together. Because it was winter, they had a space heater going.…
Garage Policy and Coverage for Repair Work Our insured is a repair facility. The insured completed work on the timing belt of a customer's car, but…
Property Damage Includes Theft of Cash? Our commercial liability policy defines property damage as physical injury to tangible property, including all…
Commingling of Funds by Brokers Q In reviewing the material, we see that some states allow agents to commingle agency and company monies; and others…
Businessowners — Lawsuit Alleging Loss of Use Q Our insured is a supplier of marine parts and equipment and was called upon by a Puerto Rico…
Contractual Interference as Cause of Damage Q My insured owns a strip shopping center. He has a ground lease with a corporation that allows them to…