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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Employee's Salary a Continuing Operating Expense Who decides which employees and their payroll remain during the period of restoration? The insured…
Med Pay for Trucking Company Owner-Operators Q Our insured is a trucking firm that contracts with owner-operators to make their runs and the firm…
Other Insurance Clause Under the Lamb-Weston Rule Q We have heard that a rule known as the "Lamb-Weston" rule exists and that it affects coverage…
Farm Liability for Damage by Fire Similar to the CGL form, the farm liability policy provides fire legal liability for damage by fire to a rented…
Odd Lot Doctrine Q An employee of one of our clients injured his back at work and applied for workers compensation benefits; the employee was awarded…
Jones Act Coverage forRiverboat Casino Employees Q Our question deals with gambling casinos that are on water and injuries that occur to those who…
Newly Acquired Location Q We insure a risk that was recently hit by a tornado. After looking into the claim, we found that the insured had rented…
Business Auto Coverage for Rented Vehicle Our insured has symbol 7 on his business auto policy (BAP) for both collision and comprehensive coverages.…
Jones Act Coverage Neededby Company Owner? Q I insure a boat manufacturer. The owner of the company occasionally—perhaps two or three times…
Employee Dishonesty—Inventory Computation Exclusion Q I am working with an employee dishonesty claim, with form CR 00 10 10 90. The facts are…