- Home
- Channels
- Resources
- Q&A
- Charts
- Forms
- Litigation Watch
- CE & Training
- Insurance News
- About Us
Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Residual Market WorkersCompensation Coverage Question Q A question has come up in our office regarding the residual market limited other states insurance…
Loading or Unloading Coverage Dispute The question we have is in regard to which policy covers the following loss. The insured is a furniture delivery…
Flood—Protecting Undamaged Property during Repairs Q Our client owns a strip mall which was damaged by a flood. He was insured through the National…
Collision Damage due to Cargo Shift? Q I'm handling a claim in which cargo was being transported by a tractor-trailer. The cargo in the trailer shifted…
Professional Liability—Fraudulent Acts— Actual versus Constructive Fraud Q One of the exclusions under the lawyers professional liability…
Boat Dealer's Coverage under Marina Operators Form Q Our insured operates a boat dealership and marina. Coverage is under a Marina Operators form…
Garage Policy—"Any Auto"Includes Semitrailer Q A garage policy insured was using one of his trucks to pull a customer's semitrailer from one…
Business Auto Coverage for Unscheduled Trailer This question pertains to liability coverage afforded by the business auto policy. The insured was driving…
Personal Comfort Doctrine Explained Q We know that workers compensation coverage is to apply when an employee is injured in the course of employment.…
Fraud over Payment Sent to Wrong Contractor? Q One of my policyholders sent a payment check to the wrong contractor. This contractor cashed the check…