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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Our insured is a support organization for a local university. One of their major sources of income is a campground that is manned by employees during…
Discusses rental value when property was not occupied at time of loss.
One of my clients, a physician, learned that his office manager had accepted more than $3,000 in personal long-distance phone calls during…
Scaffolding Coverage Under the Small Tools Floater We have insured a small contractor for a number of years, and have generally arranged…
What coverage is available to a commercial property held for rent when it suffers damage from a covered cause of loss before a tenant moves in?
My insured has claims-made pollution coverage for underground storage tanks. A leak in one of the tanks occurred in April, 1999. However, my insured…
Our agency insures a beauty shop under a Business Owners Policy (BOP) (ISO BP 00 02 12 99) providing coverage for the insured's building and business…
Discusses whether reproduction costs should be covered as extra expense.
When property covered by a warranty is damaged, what happens to the warranty after repair?
Can tarps be considered part of the roof?