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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
An insured takes drastic measures during a storm; is there coverage for intentional damage?
When a restaurant has a loss but receives a government loan, where does business income coverage fit in?
Questions whether coverage under a Printers E&O policy will cover box replacements in a situation where the original boxes were not packed according to industry standards.
This Q&A deals with the age old question, is it covered under comprehensive or collision.
CU 21 87 12 20 Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability Limited Bodily Injury Exception Not Included
This Q&A discusses an insurer's request for a proof of loss before allowing an appraisal to proceed.
Electric bicycles - is there coverage for them under the homeowners policies?
Questions whether an insured can cap the amount of liability under a tenant lease when insured under the CGL.
Discusses the impact of the cross suits exclusion in excluding all inter-company suits.
Presents several claim questions regarding ice damming as a cause of loss on commercial properties.