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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses payment for storage of contents when limits are exceeded.
Questions a comparison of the primary and noncontributory additional insured language in a Travelers specific policy as compared to the ISO endorsement CG 20 01.
Discusses coverage for scheduled silver when items are scheduled with the replacement cost endorsement on the policy as well.
Discusses whether putting a substance in a gas tank is covered as vandalism under the personal auto policy.
Discusses a question of material misrepresentation on an application.
Discusses an insured's fire that damaged a moving company trailer containing personal belongings of others.
When a tree falls blocking the driveway and damaging property, does the debris removal limit apply?
Discusses what coverage may be provided to individual unit-owners under a bare walls policy if earthquake damages the building.
Discusses coverage for improvements and betterments when there is a water damage claim in a co-op apartment building.
Discusses whether the definition is met when there is no accident.