This question came to us in two parts. There was damage to computer systems due to an intentional load reduction by a utility. The first question looked for coverage under equipment breakdown, but then this led to question of where coverage can be found for rolling blackouts. Is there coverage under the utility services interruption endorsement or equipment breakdown; or if not these, then where?

When employees in your business rent vehicles it's important to understand which symbols cover what exposures, unless of course the policy is written with Symbol 1, any auto. This question and answer deals with just such a scenario.

Does a loss to livestock trigger coverage under the Disruption of Farm Operations form?

What happens when monkeys escape from a private home.

Caused by or resulting from in business income coverage - can someone explain the difference?

Discusses coverage when an other structure holding solar panels essential for power to the dwelling doesn't meet the policy definition of building structure, which determines coverage for the damage.

This Q&A looks at damage that occurred after incorrect fuel was accidental put into the fuel tank, causing the engine to seize.

This Q&A addresses settlement and matching when guaranteed replacement cost provisions also apply.

What happens when an insured installs panels that then buckle and need to be replaced.

Discusses manhole explosions and coverage for loss or damage under personal and commercial lines.