When the at-fault party's limits are exceeded and the injured party's carrier also pays out, how are the at-fault party's funds distributed?

When a maintenance item is left unattended it can lead to further damage, such as when a tree is allowed to continue growing out of a downspout.

Civil authority and additional living expenses are often the first coverages that come into play after a storm.

Is an honest mistake a compensable loss?

This Q&A deals with an installer's instructions to a homeowner regarding the need for a replacement appliance and a claim for damages caused by the older appliance.

A surfing instructor is injured on the job, and the carrier says w/c coverage doesn't apply but the Jones Act does. What's correct?

The current cost of lumber and other building materials is unusually higher than normal; how does this affect claim settlement when the loss occurred before the building materials become so expensive?

The insured is a body shop, who happens to be repairing a customer auto. While having the care, custody and control of a client's car, an employee collided…

Above ground pools suffer from age and wear like anything else. When the neighbor's pool collapses and causes damage to the insured's property, is there coverage?

More often than you might imagine we get questions concerning deceased individuals and cleanup of remains. This particular question deals with a named perils policy.