Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


September 27, 2021

Sometimes the repair of damages from a hurricane can lead to unexpected mitigation, such as in the case when replacement of flooring required asbestos abatement.

September 20, 2021

When the at-fault party's limits are exceeded and the injured party's carrier also pays out, how are the at-fault party's funds distributed?

September 13, 2021

When a maintenance item is left unattended it can lead to further damage, such as when a tree is allowed to continue growing out of a downspout.

September 06, 2021

Civil authority and additional living expenses are often the first coverages that come into play after a storm.

August 23, 2021

This Q&A deals with an installer's instructions to a homeowner regarding the need for a replacement appliance and a claim for damages caused by the older appliance.

August 16, 2021

A surfing instructor is injured on the job, and the carrier says w/c coverage doesn't apply but the Jones Act does. What's correct?

August 09, 2021

The current cost of lumber and other building materials is unusually higher than normal; how does this affect claim settlement when the loss occurred before the building materials become so expensive?

August 02, 2021

The insured is a body shop, who happens to be repairing a customer auto. While having the care, custody and control of a client's car, an employee collided…

July 26, 2021

Above ground pools suffer from age and wear like anything else. When the neighbor's pool collapses and causes damage to the insured's property, is there coverage?