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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses whether the earth movement exclusion applies to damage caused by pile driving.
Is there coverage when an employee damages property in the process of cleaning an office?
Our insured had converted an old warehouse into a 200-unit condominium complex. Fire in the building caused the sprinklers to go off, and the building…
Discontinued OperationsCoverage for the Insured Q My insured is selling his lumberyard business and will cease all operations, although the corporation…
Removal of debris that fell into hole.
Our commercial property insured is a condominium complex. When we applied for the policy, we requested a blanket limit on the buildings of $1.3 million.…
Our client owns a two-story commercial building that is insured on an ISO commercial property form. There are offices on the first floor and apartments…
Are personal tools stolen from a company vehicle be covered at actual cash value?
Discusses how the Ordinance or Law Coverage Endorsement, CP 04 05 10 90, responds to the Americans with Disabilities Act (ADA)
Damage to Property Exclusion Applicable to Loss? Our insured was hired to lay carpet in a customer's home. As the insured and his two employees were…