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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses exclusions for negligent acts in a builders risk policy.
Discusses when property is in transit.
Discusses pollution clean up when vehicles leaked oil.
Discusses application of deductibles when one peril causes loss to different types of property.
Repeated leakage or seepage over time.
Is a standalone smokehouse a fixture or a separate structure?
A question of location and territory provisions in the policy.
Is theft of employee's tools covered when off the work premises?
Discusses coverage for collapse and hidden decay under the businessowners form.
Is damage to two sections of property from same storm one deductible or two?