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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses coverage for collapse and hidden decay under the businessowners form.
Discontinued OperationsCoverage for the Insured Q My insured is selling his lumberyard business and will cease all operations, although the corporation…
Is damage to two sections of property from same storm one deductible or two?
Damage to Property Exclusion Applies to Undamaged Flooring? Our insured is a flooring subcontractor who installs hardwood floors. While in the process…
When an insured leaves the faucet on and water is restored and overflows the sink, is there coverage?
Crops Include Pumpkins under Property Form We have an insured who had a large number of pumpkins bought from farmers to sell during a fall festival.…
Completed Operations Coverage for Damaged Mirror Q We have a question involving coverage under a businessowners liability policy (BP 00 06 01 97).…
Builders Risk Coverage and the Meaning of "Completion" Most builders risk policies have a condition, among others, that states coverage will end when…
Limited Partnerships Under a CGL Form Q One of our clients has questioned us on who is an insured under the CGL form with reference to limited partnerships.…
Discusses legal aspects of building coverage when insured by both landlord and tenant under different policies.