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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
A striker is injured by a fellow employee driving a covered auto. Does the business auto policy (BAP) respond?
Differentiating between when business income or extra expense applies.
Does a bomb threat that triggers evacuation trigger business income loss coverage?
Partial shutdown and limit for payroll coverage.
Is there buisness income coverage for an operation not yet open?
What happens when the ceilings contain asbestos; does the association or the unit owner have to provide coverage?
Discusses cost of accounting fees when insured hires accountant to put together documents at the carrier's request.
Discusses questions surrounding the 72-hour waiting period.
If the business is closed due to a restraining order, is that loss of income covered as business income?
A question of coverage for mold damage to buses stored in a bus barn containing moisture.