Questions & Answers

Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.

As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.

Alert Icon

Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


August 09, 2011

Extra expense and the business income limit.

Pets as Personal Property August 1, 2011 We recently had a complaint filed regarding injury to a cat. The neighbor's dog came onto the residence of…

July 26, 2011

Discusses replacement of windows when matching windows are no longer available to match undamaged windows.

Wrong Delivery of Liquid Products Endorsement July 25, 2011 Endorsement CA 23 05 12/93, Wrong Delivery of Liquid Products, is an Amendment on Commercial…

Liability Coverage for Security Company July 18, 2011 I have an Armed Guard Security agreement and am attempting to update the insurance requirements.…

Improvements and Betterments Valuation July 13, 2011 I have some questions regarding the application of the language in the standard CP 00 10 in the…

Tree Removal Coverage under Property Form July 13, 2011 First party wind claim where two trees fell on and caused damage to roof of insured’s…

One Occurrence or Multiple Occurrences in Theft Loss July 13, 2011 Insured runs a coin operated laundry with two change machines. On the morning of…

Coverage Extension and Care, Custody, and Control Coverage July 13, 2011 On commercial form CP 00 10, business personal property includes property of…

Garage Policy and Coverage for Property of Customer May 23, 2011 The insured has a garage coverage form with symbol 27 and 30 to describe covered autos.…