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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Occurrence Requires an Accident August 18, 2011 Our insured has a HO 00 03 04 91 policy. A liability claim has been presented against the policy. A…
Roof replacement and matching.
Actual Cash Value, Replacement Cost, and Property Coverage Forms A contractor is insured under a CP 00 10 04 02, which covers his premises and contents.…
Does UM Coverage Apply to Pedestrian's Injuries? Under the uninsured motorists coverage of the personal auto policy, a family member is an insured.…
Discusses if business income insurance is available to a nonprofit organization.
Questions if the monthly limit of indemnity on the business income coverage form also applies to the utility services - time element endorsement.
Discusses whether business income coverage applies to suspension of operations due to snow accumulations on access roads.
Discusses loss of business income and time to be restored to normal income level.
Discusses business income when autos are involved.
How does negligent action of contractor impact insured's coverage for business income?