- Home
- Channels
- Resources
- Q&A
- Charts
- Forms
- Litigation Watch
- CE & Training
- Insurance News
- About Us
Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
A Changing Concept Summary: The term "actual cash value" is used in most property forms as well as inland marine forms and auto physical…
Discusses expenses used to supply water and utilize a generator at a golf course as covered extra expenses.
Twin Condominiums September 10, 2012 We are more and more often being asked to insure twindominiums which, loosely defined, are a two-family home where…
Towed Vehicle Causes Damage—Which Policy Provides Coverage? Our insured is a towing company. It has a standard business auto policy with a garagekeepers…
Covered Auto Designation Symbol 9 Analysis Symbol 9 on the business auto policy refers to nonowned autos, that is, those autos that the named insured…
Theft or Conversion Exclusion under GKLL Coverage September 12, 2012 Our Virginia insured has a garage policy form CA 00 05 03 06. A customer's vehicle…
Vehicle Requiring Diesel Fuel Damaged by Regular Fuel Fill-up Insured loaned the insured vehicle to a friend. The friend was pumping fuel and…
Stored Winter Tires “Equipment” Under PAP? I have a coverage question under the personal auto policy. Our insured stores winter tires in…
UM/UIM and the Other Insurance Clause Insured #1 was driving her boyfriend’s car. The boyfriend’s car insurance is with Hanover and…
Tenant's Auto Damages Covered Under Apartment Building Owner’s CGL Policy? Insured owns an apartment building. Large icicles have formed on the…