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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Questions coverage under the Homeowners policy for bicycle liability.
When a robber leaves a refrigerator door open and there is a loss to the contents of the refrigerator, is there coverage?
Vacancy Clause Discussed October 8, 2012 Our insured has a policy insuring ten structures/buildings. Building 1 is insured for $9 million and is occupied…
Broken ignition tumbler leads to towing and labor question.
Rental Car with Factory Defect and Insured Liability An auto policyholder with a proper endorsement rents a car and declines collision coverage. While…
Personal Auto Policy and Domestic Partnerships Is there a way to provide the domestic partner named insured coverage on the same auto policy? Illinois…
PAP Covers Large Trucks? October 8, 2012 Our insured has his auto covered by a Personal Auto Policy. If he rents a U-Haul truck for the weekend to move…
Our insured is a hotel that suffered damage to some of its rooms as a result of water damage. The insured is a franchisee and has an agreement with…
Insuring a Duplex October 4, 2012 We are experiencing situations involving duplex homes where coverage is being requested under a HO 2 or HO 3 form.…
Bodily Injury Coverage in Relation to the Operations of the Insured September 24, 2012 Our insured carries a commercial general liability policy with…