- Home
- Channels
- Resources
- Q&A
- Charts
- Forms
- Litigation Watch
- CE & Training
- Insurance News
- About Us
Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Hired Auto Loss of Use Expenses September 12, 2012 I am wondering about the ISO hired auto loss of use expenses. The coverage form provides $20 per…
Discusses the meaning of the term suspension in older edition of the business income coverage form before ISO clarified the term.
Discusses frozen pipes, and the vacancy provision in a building held for rent.
Typical equipment breakdown policies describe covered equipment as electrical or mechanical equipment that utilizes or generates energy. Examples of…
Discusses a few questions on nonowned auto coverage.
Daughter takes car without permission and is in accident; is there coverage?
Limited Liability Company as an Insured September 12, 2012 This applies to general liability, auto, and umbrella liability. In the Section II - Who…
Theft of Copper Not Vandalism An unknown person stole the copper and major components from our policyholder's A/C unit. He filed a claim for vandalism;…
Tenants' Improvements Not Covered When Not Acquired or Made at Tenant's Expense Most commercial property forms include leasehold improvements under…
Loss of Use Coverage under PAP September 4, 2012 Our insured's vehicle was declared a total loss. The settlement was made and the insured requested…