Questions if the insurer must pay the tax in a loss settlement if the insured is tax-exempt?

Court opinion on whether the additional insured is covered for its own negligent acts or has coverage for vicarious liability.

Policy Information RetentionJanuary 21, 2010A personal lines client asked how long should he retain copies of their insurance policies? Please…

Actual Cash Value Insufficient for Damages to Historic Building   In Rockford Mut. Ins. Co. v. Pirtle, 911 N.E.2d 60 (Ind. Ct. App. 2009), the…

Ordinance or Law IssuesBuilding Codes, Insurance Policy Exclusionary Language, and Coverage EndorsementsApril 2007By Diane Richardson, CPCUFC&S…

Pair or Set Clause Our insured threw away an old bathrobe, not realizing her diamond earrings were in the pocket. By the time she discovered they were…

The text of The Guiding Principles, detailed procedures for working out the degree of participation when a loss involves two or more different types of policies or insurers. The nonbinding principles remain essentially unchanged since developed in 1963.

Canadian Insurance July 2002 An Overview   Summary: Although many in the U.S. view Canada as merely an extension of this country, it is not.…

Supreme Court of South Dakota finds accidental discharge of rifle to be an "auto accident" under terms of insured policy.