The U.S. District Court for the District of Arizona dismissed a claim for abuse of process.

A Changing Concept   Summary: The term "actual cash value" is used in most property forms as well as inland marine forms and auto physical…

Discusses the definitions of vandalism and malicious mischief in named perils property policies, specifically the ISO homeowners policy. Includes information on the broad interpretation of the term and loss scenarios.

Discusses the earth movement exclusion in both commercial and personal lines policies.

Questions whether the HO 00 03 provides coverage for loss due to fracking, or if there is an endorsement that would provide coverage.

When a hotel suffers damage from a collapse, how the policy defines collapse is critical to whether or not coverage is provided.

Discusses application of depreciation in determining actual cash value with regard to commercial property, personal property, and autos.

Discusses construction types, fire protection classifications, and their impact on homeowners rates. A working knowledge of construction and fire protection class distinctions is one key to properly underwriting and pricing homeowner risks.

Actual Possession Not Required in Personal and Advertising Injury Coverage Dispute The Insurer moved for summary judgment on a breach of contract…

Additional Insured and Separate Policy Limits The Minnesota Court of Appeals addressed the issue of whether an additional insured was entitled to…