Standard Mortgage Clause   November 6, 2013   A General Discussion   Summary: A standard mortgage clause is commonly incorporated…

 Review of Policy Provisions and Court Decisions  March 19, 2012  Summary: Public policy against allowing a wrong-doer to profit from his own…

Appraised Amount of Loss or Actual Cost of Repair Controversy This is an appeal from the grant of summary judgment against the insureds. The insureds…

This article discusses the evolution of the meaning of vandalism through case law.

Additional Insured Endorsements: ISO's Revisions—Archived Article May, 2004 Adopting a Fault-based Additional Insured Standard Summary:…

Discusses coverage for wind and hail damage under Homeowners and Commercial Property policies, citing decisions in court cases.

Effect of Insureds' Declarations or Statements Misrepresentations in Application and Post Loss Can Void Coverage  Summary: An insured's misrepresentation…

Discusses gaps in the personal lines policy - can they be filled? If so, how?

Discusses resident relative of named insured in ISO and AAIS homeowners policies. Topics covered include policy definitions, status of household members, effect of divorce or separation, children, guests, and nonrelatives.

This case deals with the insured's expectations based on certain policy forms.