Contributory Coverage for Bodily Injury to an Insured? Our insured has a standard homeowners policy. Last fall he and his daughter, age six, were in…

Damage to Hotel Room on Business Trip—CGL or Homeowners? Our insured, vice-president of sales for a large company, has an HO 00 03. We also insure…

Discusses ash cleanup for dwelling and personal property.

Wind Damage to Personal Auto Our insured has both collision and other than collision coverage on his auto. The facts of the incident are that the insured…

Discusses when a carrier no longer has a duty to defend.

Sales Tax in the Settlement of Retained Total Loss Automobiles Under Part D of the PP 0001, the Payment of Loss language indicates our payment will…

Towing of Vehicle Covered under the PAP? Our personal auto policy (PAP) insured borrowed a friend's car to drive, which broke down. He then used his…

Separation of Insureds Clause and Family Members We have been informed by one of our companies that there is a potential auto liability BI claim for…

Is vicarious liability coverage available under PAP?

Valuable Articles Coverage for the Loss of Wine We insure a wine collection under a valuable articles policy. It is an all risk policy, offering coverage…