Collision or Vandalism Loss? Our insured, the manager of a supermarket, saw two men stealing pallets from a rear dock area of the store. He got into…

Livestock Roundup Covered by Auto Policy? We recently had a claim where our insured was towing a stock trailer with his pickup truck and had an accident.…

Deductible—Per Vehicle or Per Loss? Our personal auto policy insured was towing his own vehicle behind his own motor home. During the course of…

A question of applicable coverage when car drives into lake and subsequently leaks oil into the water.

Personal Injury Protection—District of Columbia  December, 2009  Personal Auto No-Fault Endorsement  Includes copyrighted material of Insurance…

This chart identifies state statutes for states that allow the rejection of UM/UIM by named insured to apply to all insureds on the policy.

This article provides a brief overview of the auto coverages in the ISO personal umbrella form, DL 98 01 10 06.

Default Judgment against Auto Insured? We have a question about the carrier's liability in a case involving a default judgment against our insured.…

Comparison of Homeowners Choice Flood Policy and NFIP Dwelling Form   August 14, 2017   With the NFIP due to expire in September, and the…

This article discusses the NAIC Insurance Data Security Model Law.