When Insured’s Damage Affects Other Side of Duplex December 27, 2017 Currently working on a fire loss that occurred in our insured’s tenant…

Notification of Replacement Cost instead of Actual Cash Value   December 18, 2017   Loss Settlement - covered damage to a building is reported…

Questions of Coverage for Certain Named Perils December 5, 2017 Windstorm, Explosion, Riot, Aircraft-Vehicle, Smoke, and Vandalism  IntroductionThe…

December 11, 2017There have been numerous wildfires in the northwest part of the country this year. Currently California is experiencing severe and…

Explains coverage for use restricted by civil authority.

When are Expenses Incurred?   December 4, 2017   When an insured hires a builder to make repairs, signs a contract with the builder, have…

Drones, or unmanned aerial systems (UAS), are rapidly gaining the attention of virtually every industry as a means of gaining greater efficiency…

Application of Deductible for Two Close, but Unrelated Losses   November 27, 2017   Insured’s policy is the Homeowners 3- Special Form…

When the treatment plant backs up, what is the cause of loss?

Functional Replacement Cost when Items not Obsolete  November 6, 2017  My question is in regards to Functional Replacement Cost (FRC) - the definition…