PAP Med Pay and Horseback Riding June 11, 2012 The personal auto medical payments coverage extends to the named insured while a pedestrian when struck…

Wheelchair as a Prosthetic Device June 11, 2012 Our insured was injured and his wheelchair was damaged in a rollover loss; the wheelchair was strapped…

This Claims Magazine article discusses making drugs and resultant damages.

A question of coverage for mold damage to stored vehicle when wear and tear exclusion is applied.

Adopted Child Causes Damage in Auto Accident September 5, 2011 I am working on a complaint that involves whether the auto liability should pay for damages…

Stolen Car Keys and Coverage under the PAP December 6, 2011 The claim is simple. A car was broken into and the insured's purse was stolen. In the purse…

Replacement Vehicle Coverage under PAP December 6, 2011 When a covered auto is replaced, when does coverage cease on the vehicle being replaced? Example:…

Custom Furnishings Exclusion Applies to Pickups or Vans Under form PP 00 01 01 05, dealing with exclusion 10 under physical damage, it refers to custom…

Does falling onto a vehicle count as being "on" the vehicle?

PP 03 63 10 11 Auto Death Benefits and Disability Coverages - South Dakota, October 2011 edition