Personal Auto Claim or Homeowners Claim Our insured has a personal auto policy. After he completed pumping gas into his vehicle, he was returning the…

Discusses application of depreciation in determining actual cash value with regard to commercial property, personal property, and autos.

Rental Car Exposures under PAP Our named insured resides on outer island (Island of Kauai) and has one of his scheduled autos on another island ( Island…

Direct Loss under Personal Auto Policy April 11, 2011 Our insured is involved in an accident. The accident damages two of the 4 tires on the vehicle.…

Property Placed in a Trust<br>March 28, 2011<br>I have several clients whose property has been placed in a living trust. They own nothing. Their trust…

Damage to Husband's Company Car by Wife Our insured has two cars—a company car insured by his employer and his wife's car, insured in our…

Psychological Injury Arising from Bodily Injury Our personal auto insured was recently involved in an at-fault accident. She has $10,000 of medical…

Auto as Defined on the PAP Our insured has a personal auto policy. He needs to rent a U-Haul truck for the weekend for nonbusiness use. The personal…

Causal Relationship in an Auto Accident Our insured rear-ended another vehicle that was towing a trailer. There was minimal damage, but our insured's…

Discusses acid rain as a covered loss under comprehensive coverage.