Discusses resident relative of named insured in ISO and AAIS homeowners policies. Topics covered include policy definitions, status of household members, effect of divorce or separation, children, guests, and nonrelatives.

Broadened Personal Injury Protection Question February 18, 2013 Endorsement PP 05 01, named individuals—broadened personal injury protection coverage,…

Newly Acquired Auto Involved in Auto Accident January 28, 2013 Insured went to purchase a vehicle on 11/28/12. He made a deal with the dealer and traded…

Resident Insured's Car Damaged by Named Insured December 11, 2012 A named insured's adult son currently resides with his mom. He has his own vehicle…

Personal Injury Protection—Minnesota<br>November 19, 2012<br>Automobile No-Fault Endorsement<br><br><br><br>Summary: Personal injury protection (no-fault) coverage…

Michigan No-Fault Automobile Insurance<br>November 19, 2012<br>Personal Injury Protection and<br>Property Protection Endorsements<br><br><br><br>Summary: Michigan…

Rental Car with Factory Defect and Insured Liability An auto policyholder with a proper endorsement rents a car and declines collision coverage. While…

PAP Covers Large Trucks? October 8, 2012 Our insured has his auto covered by a Personal Auto Policy. If he rents a U-Haul truck for the weekend to move…

Personal Auto Policy and Domestic Partnerships Is there a way to provide the domestic partner named insured coverage on the same auto policy? Illinois…

Stored Winter Tires "Equipment" Under PAP? I have a coverage question under the personal auto policy. Our insured stores winter tires in…