Loss Payable Clause on Personal Auto Policy Our question is whether, if a loss payee is named on an auto policy, the insurer can arbitrarily pay the…

Loading and Unloading of Vehicle A customer was injured on our insured's lumber yard while he was there to purchase some wood. An employee of the lumber…

Notification Requirements of the Personal Auto Policy Our insured was involved in an auto accident. He was responsible. The claims were forwarded to…

Permissive use versus legal ability to drive.

Rental Car Insurance Part of Liability Claim? Our insured was involved in an auto accident where the other party was at fault. Our insured did not carry…

A family member is an insured under a policy's UM provision. That family member is injured while a pedestrian. Does UM coverage apply?

Nonowned Motorhome Rented for Vacation Our insured's personal autos are written on the 1977 version of the personal auto policy. Recently, he asked…

Discusses coverage for a newly purchased auto in view of the provision for newly acquired under the personal auto policy.

We have a situation where a 16-year-old boy was driving his 16-year-old girlfriend's vehicle with her permission. They were at school and he asked…

Is exiting a trailer covered or is the trailer a residence?