Discusses the Part A (liability) insuring agreement and exclusions of the personal auto policy.

Underinsured Coverage When Riding with Excluded Driver June 4, 2018 The Supreme Court of Illinois has ruled that despite the fact that…

Wind Damage to Personal Auto Our insured has both collision and other than collision coverage on his auto. The facts of the incident are that the insured…

Discusses when a carrier no longer has a duty to defend.

Sales Tax in the Settlement of Retained Total Loss Automobiles Under Part D of the PP 0001, the Payment of Loss language indicates our payment will…

Towing of Vehicle Covered under the PAP? Our personal auto policy (PAP) insured borrowed a friend's car to drive, which broke down. He then used his…

Separation of Insureds Clause and Family Members We have been informed by one of our companies that there is a potential auto liability BI claim for…

Is vicarious liability coverage available under PAP?

Uninsured Motorists Coverage for Employer-Furnished Auto We have a client for whom we have placed personal auto insurance with uninsured motorists coverage.…

Theft of Snow Tires An insured owns several automobiles and reports the theft from vehicle A of snow tires that had been removed from vehicle B. As…