A brief explanation of bomb cyclones; what they are and how they form.

The reservation of rights letter is often misunderstood by insurers, insureds, and attorneys. This treatment attempts to clarify its use.

An overview of bed bug infestations and related hazards.

The California Department of Insurance has issued a bulletin reminding insurers that the doctrine of efficient proximate cause prevails in first party insurance disputes.

Governor De Santis has signed into law (effective January 1, 2023) a number of property insurance reforms that will help to stabilize the market in the state that are briefly discussed in this article. The full effect of these changes including the elimination of one-way attorney fees and assignment of benefits (AOBs) will take some time.

Summary of the lastest emergency order from the Colorado Divison of Insurance regarding ALE and payments.

A rideshare passenger claims he was injured when exiting the vehicle.

Articles related to snow, ice, freezing temperatures and related coverage issues.

Fraud involving an animal mortality policy and a claim for horses that weren't actually dead.

An overview explaining what a bomb cyclone is and how to prepare and prevent possible losses.