Discussion


April 30, 2023

This article reviews a number of issues surrounding deductibles and how they should be applied.

Discusses how to define an occurrence in the commercial property policy and how to apply the deductible when there are multiples of loss.

April 28, 2023

The Colorado Insurance Department has issued a bulletin regarding ALE and other settlement payments related to damage from various wildfires.

April 25, 2023

Looks at the differences in claims-made vs occurrence coverages, and how the retro date affects coverage under the claims-made form.

April 24, 2023

An insured is arrested because he lied about pre-existing damage to his vehicle when reporting a claim to try to get the damage covered.

April 21, 2023

An ambitious fraudster crashes cars and floods houses in attempts to get claim payments.

April 10, 2023

A woman lied to insurers both on her application and then in reporting claims.

April 10, 2023

This discussion concerns insurance coverage issues arising out of the word "occurrence", with a review of relevant legal cases.

April 03, 2023

Being beneficiary only works if the person is actually deceased.

This article provides an overview of parametric insurance.