One Occurrence or Multiple Occurrences in Theft Loss July 13, 2011 Insured runs a coin operated laundry with two change machines. On the morning of…

Coverage Extension and Care, Custody, and Control Coverage July 13, 2011 On commercial form CP 00 10, business personal property includes property of…

Garage Policy and Coverage for Property of Customer May 23, 2011 The insured has a garage coverage form with symbol 27 and 30 to describe covered autos.…

Vacancy and Construction, Renovation   The insured purchased a foreclosed home on March 4, 2011 and immediately took out a Non-Owner Occupied…

Handling of Property Causes Property Damage July 5, 2011 We have a BAP with symbols 8 and 9 for liability coverages. Our insured hired a company to…

Med Pay Coverage under BOP June 20, 2011 Is the medical payments coverage under a BOP a per occurrence limit or per person limit? Illinois Subscriber…

Fire Damage and Coverage under CGL Form and BAP Our insured's employee was driving a semi load of bailed corn stalks from the field to another location…

Work of Insured Causes Property Damage We insure Insulation Systems of Augusta . It was in the  process of insulating duct work. The technician…

Property Damage Coverage in Doubt The insured is a homeowners association. It contacted the local village to clear some trees and bushes in a common…

Lawyers Professional Liability ISO LW 00 01 03 11 June 6, 2011 Summary: The Insurance Services Office (ISO) has published a lawyers professional liability…