Actual Cash Value, Replacement Cost, and Property Coverage Forms A contractor is insured under a CP 00 10 04 02, which covers his premises and contents.…

Discusses if business income insurance is available to a nonprofit organization.

Questions if the monthly limit of indemnity on the business income coverage form also applies to the utility services - time element endorsement.

Discusses whether business income coverage applies to suspension of operations due to snow accumulations on access roads.

A question of coverage for mold damage to buses stored in a bus barn containing moisture.

Pets as Personal Property August 1, 2011 We recently had a complaint filed regarding injury to a cat. The neighbor's dog came onto the residence of…

Wrong Delivery of Liquid Products Endorsement July 25, 2011 Endorsement CA 23 05 12/93, Wrong Delivery of Liquid Products, is an Amendment on Commercial…

Liability Coverage for Security Company July 18, 2011 I have an Armed Guard Security agreement and am attempting to update the insurance requirements.…

Improvements and Betterments Valuation July 13, 2011 I have some questions regarding the application of the language in the standard CP 00 10 in the…

Tree Removal Coverage under Property Form July 13, 2011 First party wind claim where two trees fell on and caused damage to roof of insured’s…