Mitigation Expenses Coverage We would like to address a question that comes up continually with insurance companies. On landscaping and coverage B…

Liability for Third Party Injury at Campsite The insured has a camper which is hauled to a rented campsite by a personal auto, unhooked from the vehicle…

Member of Boat Club an Owner or Renter of Boats? April 14, 2010 We have been presented a claim where the claimant was injured on a boat. The boat was…

Intent of 5 Percent Debris Extension? There is a 5 percent extension for debris removal of covered property under the HO-3 forms. Stated coverage under…

Owners, Named Insureds, and Additional Insureds We have a policy where four siblings own a home. The mother lives in the house but deeded the property…

Is a recommendation for a gutter cover covered under ordinance or law?

A question of coverage for mold damage when the mold is hidden inside a cabinet.

What coverage is available when a residence suffers a second fire loss while repairs are being made for an earlier fire loss?

Professional Liability Insurance May 2011 Introduction to Standard Forms Summary: Virtually any business or firm can become liable for injury to…

Homeowners Coverage for a Business Property Our insured is an employee of a rural water association. Someone stole a water line detecting device from…