Med Pay Coverage Obligation to Claimant Under the CGL med pay coverage, is there a contractual obligation between the insurer and the claimant to pay…

Mobile Equipment Exclusion and Traffic Accident The insured's auger was being transported in the insured's pickup truck. The auger gear box came loose…

Weight of heavy snow caused an in-ground pool cover to pull from its anchors and fall into the pool, causing damage to the liner and loss of water…

Commercial Property Blanket Insurance   The Advantages and Pitfalls in Effecting Coverage   July 23, 2012   Summary: In the early 1900s,…

Building Owner and Liquor Liability Coverage March 24, 2014 If an insured restaurant serves liquor, the standard ISO General Liability policy CG 00…

This Claims Column discusses frozen pipes and ice damming.

We recently had a snow emergency due to blizzard conditions for forty-eight hours where people were advised to stay off the roads except for emergencies…

Visiting Is Not Occupying March 5, 2014 Our insured owns a home and moved to an apartment in 2011. He does go back to his residence on the weekends.…

Business Auto Symbol 1 and Long Term Lease March 4, 2014 I recently wrote an account that has another entity, different named insured with separate…

Rental Reimbursement under UM Physical Damage March 4, 2014 On a commercial auto policy would rental reimbursement be covered under UM physical damage?…