Building Property versus Business Personal Property   May 6, 2014   Our insured is a dentist with a Businessowners BP 00 02 form. The insured…

Vacancy Penalty at Center of Coverage Dispute   May 6, 2014   We have a client who has water damage caused by the sprinkler system. The insurance…

ATV as Customer’s Auto May 5, 2014 CA 00 05 03 10 defines "customer's auto" as follows: a land motor vehicle,trailer or semitrailer lawfully within…

Discusses explosion caused by insured using dryer to dry marijuana.

Contractual Liability Exposure     Assuming the Liability of Others Summary: In terms of insurable liability, there are several ways…

What Constitutes a Wind Event? April 14, 2014   Our policyholder was getting out of their vehicle in a parking lot. The wind takes the door out…

One Deductible or Two? April 7, 2014 A CP 00 10 form was written on three properties for the same insured, all located at different addresses. Each…

Vehicle’s Wiring System Damaged During Windshield Installation   April 1, 2014   The insured has a GCL policy subject to policy form…

Equipment Damaged During Shipping April 1, 2014 Insured was contracted to move some computer related items from company’s office in Cincinnati…

Leased Premises Rented to You April 1, 2014 The insured leases about 1/3 of a large metal building that is separated from the rest of the building…