An insurer paid to repair an insured vehicle, but the repairs did not restore the vehicle to its pre-accident condition.

Short-term Rental of Secondary Home Issues I am trying to determine whether the short-term rental of a secondary home compromises coverage in some way…

Power surge blew out four laptop computers. Does artificially generated electrical current exclusion on property cause of loss form prevent coverage for the computers?

Injuries to Neighbor by Insured Barred by Exclusion in HO's Policy for Injury Caused by Violation of Penal Law In Wilderman v. Powers, 110 Conn.App.…

Food Spoliation Is a Consequential Loss Our insured butcher suffered a spoilage loss due to a recent windstorm that caused the store to loose full power…

Breach of Covenant of Good Faith and Fair Dealing Claim Barred by Res Judicata In L.A. Limousine, Inc. v. Liberty Mut. Ins. Co., 2008 WL 3824762…

Special Limits and Fine Arts<br>Regarding the HO 3, please confirm there are no Special Limits of Liability under Contents for Fine Arts, artwork, etc…

Awning on Camper Damaged by Windstorm Our insured has a camper/trailer covered under a business auto policy. This camper/trailer has an awning attached…

Crossed Wires Caused Artificially Generated Electrical Current Our insured was changing a light bulb in an old fixture and the wires crossed, causing…

Deductible not Applicable to Transportation Expenses Under the standard business auto policy, transportation expenses of up to $20 per day is allowed…