Reimbursement of Defense Costs An Insurer's Duty to Defend or Duty to Lend September 2006 Summary: This article discusses the duty of the insurer…

Self-Insurance and Alternative Risk Financing—Archived Article May, 2001 An Overview Summary: Insurance is made up of two components: the…

Covered Auto Designation Symbol Question If a business owner mistakenly deletes a vehicle during the policy year and later in the year has an accident…

Recovery for Loss of Valuable Papers May Be Applied to Computerized System We are working on a total loss claim for a hot tub wholesaler that has over…

Property Manager Liable for Fire Damage? Our agency insures several property managers of condominium associations. The general liability policies for…

Personal Auto Insured on BAP—Who Is an Insured? Our policyholder is a corporation. There is a fleet of several vehicles insured on it.…

Railroad Protective Policy and Additional Insured Status If a contractor names a railroad as an additional insured under its CGL form, is there a need…

Is Betterment Deduction Allowed in Property Damage Claim? Our insured has a business auto policy and a claim arose recently wherein an employee backed…

Leased Auto Covered as Owned Auto? Our insured has symbol 2, owned autos only, to describe the covered autos on his business auto policy. The question…

the Dec Page Question of the Month Standard homeowners policies provide liability coverage for bodily injury or property damage that is accidentally…