Latent Defect Exclusion Q Our insured's walls were painted red years ago. Some time thereafter, the walls were papered. Recently, our insured had…

Deductible—What is "an Event"? Q Our question regards the application of the "per event" deductible under the following loss scenario. The insurance…

Employer Liability and HMOs Q Our insured chose a particular HMO for his employees health benefits program. When they are injured or are sick, the…

Remediation Costs for Gutting Building Our client carries building and personal property coverage under a CP 00 10 form with an endorsement for ordinance…

Water Loss Repairs Responsibility of Building Owner or Contents Owner? Q Our insured owns a building and recently there was a water loss to various…

Property Management Fees a Part of Covered Loss Q I am a public adjuster and many of my clients are represented by property management firms that…

Discusses whether the earth movement exclusion applies to damage caused by pile driving.

Is there coverage when an employee damages property in the process of cleaning an office?

Our insured had converted an old warehouse into a 200-unit condominium complex. Fire in the building caused the sprinklers to go off, and the building…

Discontinued OperationsCoverage for the Insured Q My insured is selling his lumberyard business and will cease all operations, although the corporation…