Water Damage from Broken Aquarium Covered by Homeowner’s Policy? We provide coverage for our insured under a homeowners policy, AAIS Form 3 Ed…

Employee Dishonesty Loss Does Not Trigger Coverage for Cost to Restore or Replace Valuable Papers We have a client that suffered an employee dishonesty…

Risk Retention Groups January 2009 An Overview Summary: In 1981, Congress gave businesses the right to form risk retention groups…

Drug Use and Intentional Acts Under the standard ISO Homeowner policy (HO 3), we have a 17 yr old insured that caused damage to the neighbor's property…

Reasonable Repairs and Asbestos Removal Our insured's home suffered water damage as a result of the main water line breaking just outside the home.…

Med Pay Question Regarding Injured Claimant Does the medical payments coverage under the CGL form apply to someone who faints and falls to the floor…

Med Pay for Injured Bike Rider under HO’s Association’s Liability Policy? I am seeking a coverage opinion based on the following circumstances …

Impaired Property under CGL Form Q Our insured is a distributor of starch products to the food products industry. For several years, the insured has…

Loading and Unloading Claim Covered by Business Auto or CGL Form? Q Should the business auto or the CGL policy respond to a situation in which a fireplace,…

All-Terrain Vehicle Coverage under CGL Form? Q This question deals with a CGL policy purchased in an individual's name. The insured personally owns…