February 2012 Intro Page Dec Page The article of the month pertains to flooding. There are three standard forms used for writing flood…

Agency Errors and OmissionsMiscellaneous Tips Reviewed January 16, 2012 Notice of No Binder, Proof of Mailing This article presents a miscellany…

February 2012 Dec Page Article of the Month Even though the country is still experiencing winter weather, spring will soon follow. And…

Resident Relative Definition The insured, the father of a minor child who was killed in a motor vehicle accident, filed a lawsuit against his auto insurer…

Property in Transit Coverage Extension Issue January 9, 2012 Insured had various handtools stolen from his locked vehicle: an angle drill, gas tester,…

Mistaken Work is an Occurrence but Exclusions Prevent Coverage The insured brought an action against the insurer seeking a declaration that the…

Power Outages and Catastrophes Evaluating Utility Services Exclusions By Susan Massmann From the January 2012 issue of Claims Magazine …

Duty to Defend Trigger Tenants brought an action against the landlord for negligence and wrongful death arising from a fire, and then sought a declaratory…

Repair Work not Seen as Property Damage The general contractor brought an action against the insurer seeking reimbursement under a subcontractor's commercial…

Storage Fees and GKLL Coverage December 19, 2011 Our insured damages a customer's vehicle in his care/custody/control. The insured then charges the…