Fire Loss Claim under BAP The insured's vehicle was hit by molten metal thrown from a passing train causing the rubber around the windshield to smolder…

Loading or Unloading Issue under BAP and CGL Form Our question is whether a business auto policy or a general liability policy would respond to this…

Collision Loss or Comprehensive Loss under BAP The insured has a 2004 Freightliner grain truck on his business auto policy. The driver went to unload…

12/29/2008                             A…

12/26/2005 A new article, AAIS Mobile Medical Equipment Coverage form, was added to FC&S this week. 12/19/2005 The article Handling a Total…

Reporting Loss After Policy Expires Home is insured under a HO0003Z policy from 5/27/2009 - 5/27/2010. Just after renewal, the insured dies and the…

"Ways Immediately Adjoining" Description I have a claim against our insured's HO-4 (10/06) form. The claimant injured herself while helping our insured…

Insured Property or Insured Location The insured owns a two family /two story dwelling that is insured on an HO 03 04 91. The insured lived on the first…

Off-Premises Property of Insured Significant Other The named insured's significant other is listed as an additional insured on the AAIS HO 0003 01…

Golf Carts, Auto Policy, CGL Form In our town, a recent ordinance has been posted that has made golf carts street legal, within certain guidelines and…