Safe Deposit Box Drilling Covered? Our insured's dwelling and personal property were destroyed in a tornado. The keys to her lock box at the local bank…

The “Sistership” Exclusion in the CGL Form October, 2007 Summary: This article explains the “sistership” exclusion found…

The Need For Liquor Liability Insurance November 2001 CGL Liquor Liability Exclusion Can Create Problems Insureds whose businesses involve alcoholic…

Absolute Pollution Exclusion Giving Traditional Environmental Pollution More Than Just Lip Service November 2005 Summary: This article notes…

Risk Classification Change Affects Premium Rate Q Our CGL insured manufactures harrows. A harrow is a non-motorized piece of equipment that consists…

Medical Payments Coverage Under a BAP Q Our insured was covered under an ISO commercial auto policy that included auto medical payments coverage with…

Loading and Unloading an Insured Vehicle I have a question regarding the loading and unloading of an insured vehicle under the business auto policy.…

Tire Damage Due to Skidding Q We are asking about the issue of tires that are damaged as a result of an emergency stop. There was a subsequent rollover…

Towing Expenses after a Collision Loss Q Our insured had an auto accident in Florida and then had the truck transported to his company headquarters…

Pollution Claim Covered by Business Auto or CGL Form? Q We have a question about the pollution exclusion in the business auto policy. If, during the…