Third Party Administrators November 23, 2009 How to Select When an organization decides to self-insure or retain a major part of its risk, it…

Oven Cleaner as Pollutant February 17, 2010 A question has surfaced concerning application of the pollution exclusion language contained in the HO 03…

Sign "Attached" to Building by Electrical Line? March 1, 2010 I've read the definition of "attached" in the dictionary and question whether an electric…

The Insurance SurveyFebruary 2010Account SellingSummary: This discussion treats practical aspects of selling a new account…

Contract Bonds February, 2010 Guarantee the Fulfillment of Contractual Obligations Summary: The owner of a building (the obligee) under construction…

Outline of Different Surety Bonds February 3, 2010 Brief Description of Six Bond Categories Summary: Just as no one insurance policy provides…

License and Permit Bonds February, 2010 Guarantee Compliance with Various Ordinances Summary: Anyone who must obtain a license or permit from…

Expected or Intended Injury Exclusion February 4, 2010 Does the expected or intended injury exclusion in the CGL form exclude coverage for assault and…

Insured Contract and Other Insurance February 4, 2010 Our insured has the current BAP and endorsement CA 20 54, employee hired autos; the covered auto…

Med Pay Coverage and a Fall on Adjacent Property February 4, 2010 We use the following med pay language in our general liability policy: We will pay…