Trailer Includes a Pig Cooker? May 5, 2010 Our insured owns a pig cooker. This is essentially a large grill with wheels that has a hitch you attach…

Boat Club Member an Owner or Renter of Boats? April 14, 2010 We have been presented a claim where the claimant was injured on a boat. The boat was part…

Vehicle Titles as Personal Records May 5, 2010 I have a question regarding coverage under a HO3. The insured has 24 titled vehicles for road use. A…

Off Premises Coverage for Backhoes and Other Such Vehicles We are concerned about coverage under ISO homeowner forms for "motor vehicles" that could…

Settling Due to Leaking vs. Natural Causes May 5, 2010 The policyholder submitted a claim for a broken water pipe hidden behind the walls of his home.…

Watchdog on Duty Our insured's home was broken into. The thieves locked the insured's dog in the bedroom while the theft was occurring. The dog damaged…

Computer and Media Coverage under an Inland Marine Form May 3, 2010 I am currently quoting for a client who has a Computers and Media form that reads…

Condominium Association Causes Damage While Making Repairs Hurricane damage occurred to a condominium complex in 2005. Due to claims issues, a settlement…

Work Tools or Personal Property? March 15, 2010   We insure a plumber who was working at a job site for a plumbing contractor when his personal…

Selling Price and Goods in Process Our insureds manufacture sweatshirts for public events such as rock shows and sporting events. They received a contract…