Duties in the Event of a Loss November 23, 2009 How Far Must an Insured Go? Summary: In the event of damage to covered property, the Building…

Fair Rental Value and Occupancy of the Dwelling January 21, 2010 Insured property is covered on an HO 02 and the insured is claiming Fair Rental Value…

Theft of Property Sold Online January 21, 2010 The insured sold a diamond engagement ring on eBay. The buyer paid with a fraudulent Paypal account,…

HO 04 90 Personal Property Replacement Cost Endorsement Application January 21, 2010 Golf clubs were stolen from the insured's parked & locked…

After a Quake: Insurance Coverage in Earthquake DisastersOn January 12, 2010, a magnitude 7.0 earthquake struck the island of Haiti. The quake…

Vandalism Loss in Question January 4, 2010 Coverage is provided on a storage facility under the CP 10 20 06 95 cause of loss form. Two of the units…

12/28/2009                             The…

Chinese Drywall and Corrosion   I have seen two recent FC&S articles regarding Chinese Drywall. The first is entitled "Chinese Drywall: The…

Products and Completed Operations Hazard Defined We have been looking at the definition of products-completed operation hazard in the CGL form and we…

Fire or Smoke as Cause of Loss October 19, 2009 Our insured has a CP 00 10 04 02 and the special causes of loss form, CP 10 30 04 02.He is a doctor…