Drywall Behind Paneling December 14, 2010 I am handling a fire claim in which there was fire-taped drywall behind the paneling. The insurance company…

Employer's Liability Exclusion and Injury to Child of Employee The claimant in this situation is the child of an employee of our insured. She was injured…

Employee Definition and Interns Under the ISO business auto policy, is an intern for a college or school administration considered an employee of the…

Irrigation System: Plumbing or Not? November 7, 2010 We have an insured with a Masterpiece homeowners policy with Chubb. The insured has an irrigation…

Assumption of Obligation Explained November 8, 2010 Duty C. in Section V. Duties After Loss of the ISO Personal Umbrella Policy reads as follows: "…

Son Living in Other Structure a Member of the Household? November 7, 2010 I have a question on an HO 00 08 04 91. The insured's forty-two-year-old son…

Insuring Hired and Borrowed Autos November 16, 2010 Under Business Auto Coverage Form Summary: Most organizations have a need…

Pollution Liability and Product Damage November 15, 2010 The insured sold a container with bleach to customer. While the customer was transporting the…

Is a tripped breaker a covered cause of loss for business income?

Insuring Nonowned Autos November 8, 2010 Introduction Summary: The business auto coverage form (BAP) can be used to insure autos owned by the…