GKLL Direct Primary Coverage Compared to CGL Coverage Our insured owns a parking garage. The insured has coverage under GKLL as Direct Primary and the…

Impaired Property Exclusion and Mismatched Flooring Our insured improperly installed a dishwasher and caused the supply line to leak a week after.…

Damage to Premises Rented to Others Limit of Insurance August 23, 2010 Our insured has a businessowners policy. The policy dec page shows the following…

Benefit of the Doubt Goes to the Insured August 16, 2010 Under the building and personal property coverage form, if, after an inspection of the property,…

Rented Condominium Liability Coverage August 4, 2010 Our insured has a Homeowners Unit Owner's policy (HO 00 06) and has filed a claim for property…

Multiple Proofs of Loss Requested August 4, 2010 Our insured was asked to submit a proof of loss. They did and the adjuster rejected it on the grounds…

Loss of Rents when Renting to Relative August 4, 2010 We are working a claim in which there is a rental policy in place that covers loss of rents. The…

Settlement Value of Scheduled Jewelry August 4, 2010 Insured's wife had her wedding ring stolen. The insurance company has agreed to replace it. The…

Med Pay Thwarted by Workers Comp Incident We have a standard GL policy. The insured owns a 2 story commercial building. Claimant is an employee of a…

Trophy Animals July 19, 2010  I have a client that has several mounted trophy animals. The trophies were damaged in a fire. The question of valuation…