Cleanup Cost Included in Covered Loss January 13, 2011 We insure a pretzel manufacturer. During a recent storm, the insured's building was infested…

Personal Property in Transit Coverage January 13, 2011 Our commercial property insured recently had a claim where a piece of ultrasound equipment was…

Additional Coverage under Property Extension Endorsement January 13, 2011 Does a property extension endorsement to a commercial policy offer additional…

Vacancy Definition under Commercial Property Policy January 13, 2011 We are dealing with an insurance company that is applying a large penalty to our…

Med Pay or Health Insurance January 3, 2011 Recently, many health insurance carriers are requesting we reimburse them under the Med Pay portion of the…

Volunteers as Insureds December 27, 2010 The CGL form states that volunteers are insureds while performing duties related to the conduct of the named…

12/27/2010                             An…

Designated Premises Endorsement and Off-Site Risk Exposures Our insured carries a BOP with the CG 21 44, Designated Premises endorsement. The insured…

Garagekeepers Coverage and Valet Parking The insured maintains valet parking for customers. The weather was hot, so the valet driver lowered the window…

Replacement Cost Claims and Time Restrictions The insured has a Special Form Homeowners Policy (ISO form), with replacement cost coverage on the contents.…