Commercial Property Program


Replacement Coverage for Awnings Q Our question concerns replacement cost coverage for awnings. In the ISO commercial property form CP 00 10 04 02…

"Fine Arts" Does Not Include Wall Plaques<br>A fire totally destroyed a VFW post's building and personal property, for which the insured was paid the…

Can an insurer contest the extent to which the insured builds a newer and better structure?

Are personal tools stolen from a company vehicle be covered at actual cash value?

July 24, 2008

Discusses friendly fire, hostile fire, and care, custody and control.

Debris Removal Coverageand Coinsurance Provision Q I'm adjusting a loss on a property that is insured on an ISO commercial property form CP…

Losses due to Noncompliance with ADA Requirements Excluded from Coverage under BP 04 46 The policy I am looking at is a BP 04 46 01 96 and contains…

"Glass" in Special Causes of Loss Form Q The Insurance Services Office special causes of loss form (CP 10 30 06 95) covering commercial property contains…

July 24, 2008

Roof cracks related to sudden temperature drop - is there coverage?

Air Conditioning Unit Not Classified as an Appliance My insured has CP 00 10 04 02 and CP 10 30 04 02 coverage forms applicable with replacement cost…