U.S. appeals court rules that janitorial service has insurable interest in WTC buildings, and business income loss caused by terrorist attacks is covered.

Business interruption provides coverage for restoration of operations.

Period of Indemnity and Period of Restoration Can you explain the difference between the period of indemnity and the period of restoration? California…

Discusses if a monetary deductible applies to business income coverage.

Does an overflowing washing machine constitute a flood?

What happens when income loss is due to storm without damage.

A tenant with a BOP is unable to inhabit the premises because a hurricane took off the roof. Additionally, there was an off-premises power outage. The adjuster denies business income coverage.

Discusses who has care of a tenant's property in storage when it is mistakenly discarded by the insured.

Value Reporting Form—Archived Article August, 2003 Commercial Property Program Summary: The Insurance Services Office (ISO) value reporting…

Condominium Association Coverage Form—Archived Article April, 2001 ISO Commercial Property Program Summary: Both the condominium association…